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Business Email Compromise (BEC) is a cyberattack where the victim receives an email that appears to come from a trusted business or individual and generally contains a phishing link, a malicious attachment, request for sensitive...
Read MoreEffectively maintaining your company culture with a largely remote workforce goes beyond creating policies and adjusting business practices. The actions and behaviors of employees will continue to define the culture regardless of where...
Read MoreAre you a professional who provides services to other people? Professional liability insurance , also known as Errors & Omissions insurance, is something all professionals should carry. Contrary to popular belief, professional...
Read MoreAlthough easily preventable, OSHA reports that slips, trips and falls account for the majority of workplace injuries in the United States. There are many ways in which you can protect yourself and your co-workers against slips,...
Read MoreA safety manager's key role is to promote a safety-minded culture while maintaining costs. By alerting employees to workplace hazards, “toolbox” safety meetings are worth your time. To get the most out of your safety...
Read MoreBusiness interruptions can occur after an anticipated or unanticipated event that delays or disrupts a business’s normal operations. Natural disasters, fires, cyberattacks or the loss of a critical supplier can halt operations...
Read MoreOver the past year, inflation has become a growing concern. Inflation issues have largely resulted from a culmination of labor and supply trends brought on by the COVID-19 pandemic, and they are clearly reflected within the...
Read MoreLearn how to choose the best type of commercial and apartment building insurance policy. Contact DiNicola Insurance Services for more information.
Read MoreFor many employers, workers’ compensation insurance is all about one number—the premium quoted. Understandably, employers want to pay the lowest amount possible on this mandatory coverage. The amount you pay for workers'...
Read MoreThe stigma around working from home has mostly been lifted as the COVID-19 pandemic abruptly shifted many employees into a remote work setting. Many organizations are expecting and planning more remote work for the foreseeable future....
Read MoreThe hybrid work model continues to evolve—and is a significant departure from the traditional 9-5 workweek. McKinsey recently reported that 92 million (58%) Americans have the opportunity to work from home part-time. Although...
Read MoreAs a business owner, it is always essential to make sure you minimize your risks. However, sometimes businesses can get adversely influenced by things out of their control. To ensure that your losses are covered in such unfortunate,...
Read MoreImproving the fuel efficiency of a company’s fleet of vehicles can have many financial and environmental benefits, especially with today's fuel prices. As one of the largest and most difficult expenses to predict and control,...
Read MoreThere are a lot of things that go into running a construction company. You have to worry about the safety of your workers, the quality of your materials, and making sure you finish on time and within budget. And one of the biggest...
Read MoreWhile driving, you may become frustrated or upset on the road for a number of reasons. For instance, being cut off by another driver, seeing a nearby motorist disobey road signage or getting stuck in a traffic jam may prompt these...
Read MoreMany people dream of opening a nightclub. They imagine hanging out with people every night of the week while watching the profits drip in. But unless you have the right insurance, your dream can quickly become a nightmare.Insurance...
Read MoreSafety and security can boost your employees' morale and increase productivity for your business. One common misconception is that workplace safety is only for industrial plants and manufacturing companies. But federal and local...
Read MoreIf you’re unsure about what workers’ compensation insurance is and whether you need to purchase a policy, keep reading! This article details everything you need to know about workers’ compensation and how it can...
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Business email compromise (BEC) losses are among the most expensive types of social engineering losses, and they are on the rise—increasing 58% from 2015 to 2019, according to Advisen loss data. The median cost of a BEC loss is...
Read MoreCybersecurity threats change year after year as technology continues to advance. With that in mind, it's critical for organizations to revisit their data protection practices at least once a year. Here's some steps to take to protect...
Read MoreAs organizations assess long-term work arrangements in the wake of the COVID-19 pandemic, they must also consider the challenges of implementing hybrid workplace models. Put simply, a hybrid workplace model is a flexible model that...
Read MoreWith the courts re-opening, we are starting to see a serious increase in Americans with Disabilities Act (ADA) lawsuits. The latest trend we have seen is an increase in is “drive by” lawsuits where the plaintiff or their...
Read MoreFor small business owners, the line between the personal and their business can be a bit hazy at times. Yet, when it comes to a vehicle that may be used for personal and business-related reasons, it’s important to know how your...
Read MoreAs the pandemic shifts, organizations may be planning a combination of remote and on-site working. Recently, PwC’s remote work survey revealed that employers and employees want to approach the post-pandemic workplace with more...
Read MoreOutdoor dining quickly emerged as a way to keep restaurants operational during the COVID-19 pandemic. Due to the increasing popularity of eating outdoors and lingering pandemic concerns, many restaurants will continue offering outdoor...
Read MoreIt’s impossible to know exactly how long the COVID-19 crisis will last. With businesses all over the world in quarantine, for many, the financial future is a big question mark. While it is important to focus on what you can do to...
Read MoreCoronavirus Disease 2019 (COVID-19) is a respiratory disease caused by the SARS-CoV-2 virus. It has spread from China to many other countries around the world, including the United States. Depending on the severity of COVID-19’s...
Read MoreAs concerns about the COVID-19 continue to rise, many employers are left to wondering what they can do to protect their workforce. This Risk Insights will examine what coronavirus is, how it spreads, and what employers can do to...
Read MoreCyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices at the start of each new year...
Read MoreA California law that makes it harder for companies to treat workers as independent contractors takes effect next week, forcing small businesses in and outside the state to rethink their staffing. The law puts tough restrictions on who...
Read MoreFacing the most serious threat yet to its business model, Uber Technologies Inc. is dusting off a legal argument it has employed with mixed results: that it’s a technology platform, not a transportation company. Now, as a new...
Read MoreHigh-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small BusinessAuthority, Symantec, Kaspersky Lab and the National...
Read MoreCalifornia Insurance Commissioner Ricardo Lara on Monday announced that more than $11.4 billion in insured losses have been reported from the November 2018 fires. That is a 25 percent increase, or more than $2.3 billion, from losses...
Read MoreAccording to the U.S. Surgeon General, most Americans should log 10,000 steps per day to reduce the risk of disease and help lead a healthy, productive life. Consider using a pedometer, a device used to track how many steps you take....
Read MoreOwners and managers of commercial and business facilities have an obligation to maintain safe conditions for employees and occupants. Most commercial and residential fires result from negligent cooking, improperly discarded smoking...
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Whether a worker is covered by a particular law or is entitled to receive a particular benefit often depends on whether the worker is an employee or an independent contractor. In general, employment laws, labor laws and related tax...
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