Commercial Auto Insurance

For a Fleet of Cars or Just the Occasional Delivery.

If your business owns a fleet of vehicles or none at all, you might still need commercial auto insurance. Making sure your coverage levels are high enough to protect you and your business from claims—even those which are unwarranted—can ensure you avoid a devastating change of luck.

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What does a commercial auto policy generally cover?

Bodily Injury & Property Damage Liability
Personal Injury/Medical
Comprehensive Coverage (for non-collision vehicle damage)
Collision
Hired/Rented Auto
Non-Owned Auto
Drive Other Car Coverage

Why Do I need such comprehensive coverage?

These days, companies are working hard to make purchases more convenient for their customers. Whether it's driving to a client's office, daily or weekly deliveries or the occasional errand.

While this may help keep sales on the rise, when your employee uses a vehicle for business purposes, their personal auto policy coverage no longer applies if there is an accident, property damage, or fatality caused by one of your employees.

Here's How DiNicola Insurance Services Can Help

We’ll help you evaluate your risks by reviewing drivers’ records and personal auto insurance coverage that may respond if they are in a business-related accident. We can also recommend safe-driving programs that can reduce your business auto risks.

No company vehicles? You could still need commercial auto insurance.

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