With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor a program that covers all of your unique needs.

In addition to insurance products, we can also assist with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

DiNicola also provides employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment.

We can help you provide your employees with Consumer-Driven Health Plans; Group Health, Life, Long-Term Care, and Disability; Retirement programs; Voluntary Benefits; and Wellness Programs.

As specialists in this area, we offer additional enhancements specifically targeted to food manufacturers, including Consequential Loss; Off Premises Utility Interruption; Food Spoilage; Product Liability, including Product Recall Expense, Selling Price Clause and Coverage for Refrigerated Property on Premises or in Transit.

What’s more, we recognize how critical food safety and risk management issues, wherever your operation is in the supply chain.

We’ll help you identify and analyze areas of risk, set up loss prevention services, analyze and review product contamination exposures, and help you prepare for the effects of the Food Safety Modernization Act (FSMA), among other key mitigation strategies.