The manufacturing industry is vulnerable to a myriad of exposures. Your business relies on the smooth functioning of expensive machines that could be damaged or break down, causing spoilage and cessation of production. And you carry broad third-party liability perils involving contamination, tampering, and food-borne illness. If you deliver your own products or your salespeople travel in the line of duty, you have even more layers of risk.

We've Got You Covered. 

With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor a program that covers all of your unique needs.

In addition to insurance products, we can also assist with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

DiNicola also provides employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment.

We can help you provide your employees with Consumer-Driven Health Plans; Group Health, Life, Long-Term Care, and Disability; Retirement programs; Voluntary Benefits; and Wellness Programs.

Solutions Unique to the Manufacturing Industry. 

As specialists in this area, we offer additional enhancements specifically targeted to food manufacturers, including Consequential Loss; Off Premises Utility Interruption; Food Spoilage; Product Liability, including Product Recall Expense, Selling Price Clause and Coverage for Refrigerated Property on Premises or in Transit.

What’s more, we recognize how critical food safety and risk management issues, wherever your operation is in the supply chain.

We’ll help you identify and analyze areas of risk, set up loss prevention services, analyze and review product contamination exposures, and help you prepare for the effects of the Food Safety Modernization Act (FSMA), among other key mitigation strategies.


The costs associated with a business insurance policy are small compared with the large risks that you’ll be protected against. Our insurance is a collection of protective insurance policies for any business owner to protect against some of the greatest risks in business. It can shield you from losses arising from property, employee, or customer claims. Why do I need insurance protection? Your business is valuable; don’t let another day go by without shutting the door on risk. It’s easy and quick to get a no-risk quote for a business insurance policy. Just fill out this simple form and within a day, we will be in touch to find out more about your business and goals. 


Understandably, price is always a concern. We will advise you, based on the business you're in and the risks you face and you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable. Talking to a local resource you can trust is the first priority.

Our Services

Contact Us

Thank you! Oops!