About Us Founded in 2001, DiNicola Insurance Services is a leader in bringing comprehensive insurance solutions, risk management strategies, and employee benefits to businesses and property owners throughout the United States. Our goal is to provide you with forward-thinking solutions designed to protect you, your staff, and property against losses while also assisting you in mitigating risk. In a volatile insurance marketplace, we help you position your business as an attractive candidate to carriers at the lowest possible cost. Industries We Serve We serve the San Francisco Bay area business communities, providing comprehensive insurance programs, risk management strategies, and employee benefits. We specialize in key industries, including commercial property, construction, healthcare, hospitality, manufacturing, technology and wholesale. We provide specialized coverages designed to address specific exposures in each niche. Our Approach Every business is different and is faced with unique risks based on operations. For those risks, you need specific policies that address those particular issues. You also need an advisor with expertise in risk management that can help you avoid liability claims. DiNicola Insurance Services fills both of those roles, offering risk analysis as well as multiple business insurance coverages tailored to the needs of your business. Insurance Products DiNicola Insurance Services offers a full complement of coverages to protect your business and employees—protection that can be tailored to meet your specific needs. Coverages include, but are not limited to: commercial auto insurance, commercial property insurance, crime insurance, cyber liability insurance, errors and omissions insurance, general liability insurance, management liability insurance and workers' compensation insurance. Other Services We provide employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment. Benefits include health plans, group health insurance, group life insurance, long-term care, disability, retirement and wellness programs. We also assist with loss control and risk management strategies that will help minimize losses and further reduce insurance premiums.