With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor a program that covers all of your unique needs.

In addition to insurance products, we can also assist with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

We also provide employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment.

We can help you provide your employees with Consumer-Driven Health Plans; Group Health, Life, Long-Term Care, and Disability; Retirement programs; Voluntary Benefits; and Wellness Programs.

Because every construction business is different, commercial insurance solutions can range from a basic policy to a thorough mix of coverages that vary job to job. 

Our insurance keeps protecting you from accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need solid insurance policies that keeps working to protect you long after you have moved to the next job site.

In addition to Workers Compensation and General Liability Insurance, you should consider Commercial Auto for any vehicles (personal or not) used for work, Umbrella or Excess Liability, Professional Liability, Property/Contractor's Equipment, and Property/Builders Risk.

Businesses Served: carpenters, general contractors, plumbers, electricians, masons, welders, painters, roofers, and others.