With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor a program that covers all of your unique needs.

In addition to insurance products, we can also assist with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

DiNicola also provides employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment. We can help you provide your employees with Consumer-Driven Health Plans; Group Health, Life, Long-Term Care, and Disability; Retirement programs; Voluntary Benefits; and Wellness Programs.

In addition to Workers' Comp Insurance, we offer liquor liability, food contamination coverage, food-borne illness insurance, cyber liability for breaches in customer data and general liability for cases when a visitor gets injured at your facility.

Extra Expense policies can help restaurants recover from shutdowns resulting from covered damage to their own property. Employment Practices insurance responds to employee allegations of unfair pay practices or discrimination. An Employee Benefits policy will round out a strong portfolio.

Businesses We Serve include: Bars & Nightclubs, Restaurants, Caterers, Food Delivery Services and Hotels.