Meet the Team

Nick DiNicola founded DiNicola Insurance Services in 2001 with a practical philosophy: the right insurance program should do more than respond after something goes wrong. It should be part of a larger strategy to identify risks, reduce exposure, and help businesses stay prepared.

With more than 30 years in the insurance industry, Nick has built the agency around understanding how businesses actually operate day to day. He specializes in risk mitigation and workers' compensation, working closely with employers to create insurance programs that support long-term protection, stability, and growth. He also holds a Certified Workers' Compensation Advisor designation.

Nick is known for a hands-on approach that cuts through the noise and keeps the focus on what matters: helping businesses manage risk before it becomes a bigger problem.

Outside of work, Nick trades the insurance world for the music scene. He is an accomplished bass player who performs regularly around the area, and he also has a strong eye for composition after studying photography at the Academy of Art University.

Monica serves as an Account Manager at DiNicola, keeping insurance details organized, understandable, and moving in the right direction. Having worked on both the wholesale and retail sides of the industry since 2014, she brings a steady, detail-focused approach to solving problems and making complicated coverage feel manageable for our clients.

Before bringing her expertise to DiNicola, Monica worked as an Account Executive at RT Specialty and began her career at Allstate, where she used her Mandarin skills to better connect with and support clients. She holds a bachelor's degree from UC Santa Cruz and later earned her MBA from Arizona State University. She also holds her Property & Casualty insurance license and a Certified Workers' Compensation Specialist designation, giving her a strong blend of practical insurance knowledge and business insight.

Outside of work, Monica enjoys practicing Pilates, appreciating a good fountain pen, and being closely supervised by her cat. Fun fact: she says she cannot sing, but she once performed in an opera.

Janice has been part of the insurance industry since 2004 and joined DiNicola Insurance Services in 2015. She helps keep clients' day-to-day insurance needs moving smoothly, from managing renewals and answering questions to making sure important details stay on track.

For many clients, Janice is also the first friendly voice they hear when they call the office. Her calm, helpful approach makes clients feel supported, whether they have a quick question or need help sorting through something more involved.

Before joining DiNicola, Janice worked at Burns & Wilcox, where she focused primarily on personal lines. That experience, combined with her years in the industry, gives her a strong foundation for helping clients navigate their insurance needs with care and consistency. She also holds her Property & Casualty insurance license and a Certified Workers' Compensation Specialist designation.

Outside of work, Janice is usually on the move. She has taught Zumba for San Francisco Recreation & Parks for years, leading energetic classes twice a week. She is also a passionate baker who loves trying new recipes, and when an 80s band comes to town, there is a good chance she will be in the crowd, singing along.

Kathleen is a writer by trade and a strategist by habit. Over the course of her career, she has worked as a journalist, author, communications manager, and account manager in the consulting services industry.

That background shaped the way she approaches insurance today: ask good questions, find the real issue, and make the answer understandable. At DiNicola Insurance Services, Kathleen helps turn complicated coverage questions into plain-English conversations.

With a professional foundation rooted in communication, Kathleen earned her bachelor's degree in Journalism from the University of Maryland, alongside minors in English and Psychology. She holds Property, Casualty, Life, and Health licenses, and holds a Certified Workers' Compensation Specialist designation and a Restaurant Risk Professional certification.

When she is off the clock, Kathleen is usually making something, in the kitchen or in glass. She spends her free time cooking, creating stained glass panels and mosaics, watching old movies, and embracing her sci-fi geek tendencies in full.

Fun fact: she co-authored modern Anti-Bride wedding books for Chronicle Books, proving she has a long history of helping people navigate stressful events with style and a sense of humor.

Daniela supports DiNicola Insurance Services as a Customer Service Representative, helping keep projects organized, details moving, and back-office operations on track. She brings a positive, organized, and solution-focused approach to her work, making sure both clients and colleagues feel well supported.

Before joining DiNicola, Daniela built a strong professional foundation in logistics, managing complex transportation projects. She studied Logistics Engineering through academic excellence scholarships across the United States, Mexico, and Colombia. Daniela also holds a certification in AI and a Certified Workers' Compensation Specialist designation, adding a practical, forward-thinking layer to the way she approaches efficiency and problem-solving.

Outside of work, Daniela enjoys exercising and taking long walks with her family and her dog. Fun fact: her childhood dream was to become a nature documentary filmmaker, with a special focus on the ocean.