At DiNicola Insurance Services, we partner with top-rated insurers that provide not only excellent Short-Term and Long-Term Disability insurance, but also resources and support that improve employee health and help reduce the incidence of disability at your company.

Plans are available for businesses large and small. Benefit percentages are figured based on pre-disability earnings, and rates vary based on the age and duties of your employees. Group disability insurance provides a crucial financial backstop.

In addition to Group Short- and Long-Term Disability, we offer other Employee Benefit products and programs that accommodate a wide range of business needs—from health plans to retirement accounts, from employer-paid to employee-financed.

Your DiNicola Insurance Services advisor will conduct a review of your staffing and budgeting and become familiar with your corporate culture in order to find options that are best suited to your needs.

As an employer, you are in an excellent position to help your staff get that extra income protection they need in the case of disability. A Group Disability insurance policy, whether for a short-term disability or a long-term disability, is much more affordable than an individual disability policy.

Many employers offer disability insurance as a voluntary benefit, meaning the employee pays the premiums but still at a group rate, depending on your company’s participation level.