Group Short- and Long-Term Disability Help Employees Get Extra Income Protection. Request a Quote About one third of workers will experience a prolonged absence from work due to disability at some point in their careers. If a disability doesn’t result from a work-related incident, it won’t be covered under workers compensation insurance, and Social Security isn’t always available in a timely manner or to the extent that a worker needs it. Help your staff bridge the extra income protection they need in the case of a short- or long-term disability. We'll help find a plan that fits your staffing and budgeting needs. We've got you covered. At DiNicola Insurance Services, we partner with top-rated insurers that provide not only excellent Short-Term and Long-Term Disability insurance, but also resources and support that improve employee health and help reduce the incidence of disability at your company.Plans are available for businesses large and small. Benefit percentages are figured based on pre-disability earnings, and rates vary based on the age and duties of your employees. Group disability insurance provides a crucial financial backstop.In addition to Group Short- and Long-Term Disability, we offer other Employee Benefit products and programs that accommodate a wide range of business needs—from health plans to retirement accounts, from employer-paid to employee-financed.Your DiNicola Insurance Services advisor will conduct a review of your staffing and budgeting and become familiar with your corporate culture in order to find options that are best suited to your needs. Affordable Disability Insurance for Employees. As an employer, you are in an excellent position to help your staff get that extra income protection they need in the case of disability. A Group Disability insurance policy, whether for a short-term disability or a long-term disability, is much more affordable than an individual disability policy.Many employers offer disability insurance as a voluntary benefit, meaning the employee pays the premiums but still at a group rate, depending on your company’s participation level. other employee benefits Group Health Group Life Group Long-Term Care 401 (k) Retirement Plans Wellness Programs Contact Us Name Email Phone Additional Info Thank you! Oops!