The health profession is broad, and includes various types of facilities including doctor offices, occupational health clinics, and surgical centers. Those who work in healthcare field require special training, degrees, or certifications. As in any profession, there is a risk that mistakes will happen. 

We've Got You Covered.

With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor a program that covers all of your unique needs.

In addition to insurance products, we can also assist with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

We also provide employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment. We can help you provide your employees with Consumer-Driven Health Plans; Group Health, Life, Long-Term Care, and Disability; Retirement programs; Voluntary Benefits; and Wellness Programs.

Solutions Unique to Healthcare. 

Claims against a healthcare worker’s professional actions usually fall outside the scope of a General Liability Insurance policy so workers should consider Professional Liability coverage.

Data breaches are also a risk, and potentially can expose medical records, social security numbers, credit card information, and other information. Cyber Liability insurance covers this exposure, including the cost for legal fees, IT forensics, patient notification, regulatory action, fines and penalties, and crisis management expenses.

Other risks include environmental liability concerns, medical regulatory compliance violations, employment practices liability, and others. There is also coverage for expensive equipment against loss or breakdown.


The costs associated with a business insurance policy are small compared with the large risks that you’ll be protected against. Our insurance is a collection of protective insurance policies for any business owner to protect against some of the greatest risks in business. It can shield you from losses arising from property, employee, or customer claims. Why do I need insurance protection? Your business is valuable; don’t let another day go by without shutting the door on risk. It’s easy and quick to get a no-risk quote for a business insurance policy. Just fill out this simple form and within a day, we will be in touch to find out more about your business and goals. 


Understandably, price is always a concern. We will advise you, based on the business you're in and the risks you face and you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable. Talking to a local resource you can trust is the first priority.

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