With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor a program that covers all of your unique needs.

In addition to insurance products, we can also assist with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

We also provide employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment. We can help you provide your employees with Consumer-Driven Health Plans; Group Health, Life, Long-Term Care, and Disability; Retirement programs; Voluntary Benefits; and Wellness Programs.

Claims against a healthcare worker’s professional actions usually fall outside the scope of a General Liability Insurance policy so workers should consider Professional Liability coverage.

Data breaches are also a risk, and potentially can expose medical records, social security numbers, credit card information, and other information. Cyber Liability insurance covers this exposure, including the cost for legal fees, IT forensics, patient notification, regulatory action, fines and penalties, and crisis management expenses.

Other risks include environmental liability concerns, medical regulatory compliance violations, employment practices liability, and others. There is also coverage for expensive equipment against loss or breakdown.