The Independent Advantage. As an independent broker, our first priority is to represent our clients. In addition to our appointments with top regional and national insurance carriers, we are affiliated with Pacific Interstate Insurance Brokers (Piib), which is a network of over 200 independent insurance agencies in the Western United States. This partnership enables us to compete with large regional and national carriers on market access and special pricing. Our clients benefit because we can offer more options and better coverage at a lower cost to them.