Glossary

Business Income Policy

Provides coverage for lost net income from covered losses such as fire, plus continued operating expenses.  Two-thirds of US businesses do not continue operations due to inadequate business income coverage.

Business Interruption Policy

Data Breach / Network Security

Covers losses arising from networks security issues such as unintentional disclosure of personal information.

Environmental Liability Policy

Inland Marine

A policy for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).

Liquor Liability Policy

Pollution Liability

Covers claims originating on or away from your premises for environmental damages and clean up.

Stock Throughput

Property coverage that covers raw stock, stock in process, and finished products/inventory while stored, in process or in transit to the end customer.

Umbrella Policy