Commercial Property

Your commercial property is more than just an asset — it's your business. Owners and managers of commercial real estate, such as apartments, condominiums, and co-ops, need to insure against property damage and injuries to residents and visitors, but evaluating the risk exposure at these properties is difficult. Valuing the properties is complex, and the sheer number of people who could be injured while at them compounds the problem.

We've Got You Covered.

With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor a program that covers all of your unique needs.

In addition to insurance products, we can also assist with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

We also provide employee benefits programs to help businesses attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment.

We can help you provide your employees with Consumer-Driven Health Plans; Group Health, Life, Long-Term Care, and Disability; Retirement programs; Voluntary Benefits; and Wellness Programs.

Solutions Unique to Commercial Real Estate.

We construct  a comprehensive insurance and risk management program that includes accurate property valuations and niche coverage based on your needs. Our property insurance products cover property, rental income, equipment breakdown, crime, sewer and drain backup, debris removal, valuable papers coverage, accounts receivable, and more. 

For a comprehensive insurance program, we offer: Umbrella and Excess Liability, Directors and Officers (D&O), Errors and Omissions (E&O), Cyber Liability, EPLI, Business Auto and Workers' Compensation policies.

For associations, master policies are available, and, in some cases, you get a package policy that combines the basic multi-peril coverages into one policy.


The costs associated with a business insurance policy are small compared with the large risks that you’ll be protected against. Our insurance is a collection of protective insurance policies for any business owner to protect against some of the greatest risks in business. It can shield you from losses arising from property, employee, or customer claims. Why do I need insurance protection? Your business is valuable; don’t let another day go by without shutting the door on risk. It’s easy and quick to get a no-risk quote for a business insurance policy. Just fill out this simple form and within a day, we will be in touch to find out more about your business and goals. 


Understandably, price is always a concern. We will advise you, based on the business you're in and the risks you face and you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable. Talking to a local resource you can trust is the first priority.

Our Services

Client Reviews

Contact Us

Thank you! Oops!