As the legal cannabis industry continues gaining momentum as one of the fastest-growing markets in the US, cannabis businesses are facing new challenges that come with its new place in the world. The insurance marketplace for Cannabis businesses is limited, and coverage can vary greatly from one carrier to another. Let us help you understand your risks and tailor a program of insurance coverage that meets your unique needs.

We've Got You Covered. 

With over 20 years of experience working with Bay Area businesses, DiNicola is uniquely qualified to help you understand your risks and tailor an insurance program that's right for your business. 

We can also assist you with implementing loss control and risk management strategies that will help your business minimize losses and further reduce insurance premiums.

To round out your program, we provide a wide range of employee benefits to help you attract and retain talent. You’ll find choices and flexibility in the plans and products we offer, which is key in today’s benefits environment. It’s easy and quick to get a no-risk quote for a business insurance policy. Just fill out this simple form and within a day, we will be in touch to find out more about your business and goals. 

Risks Unique to the Cannabis Industry. 

Cannabis businesses face several different exposures from their customers/patients, whether it is a slip & fall claim at your location, a product liability claim from consumption of the products you sell, or protecting your business from fire or theft claims.

We offer commercial auto coverage for products in transit and product liability insurance to third‐party delivery services and dispensaries that offer delivery. Whether your exposure to loss involves product liability, errors & omissions, professional liability, or other exposures, we have carriers available to insure your unique risks.

Businesses Served: Cannabis Attorneys, Cultivation Facilities, Delivery Services, Dispensaries, Gardening / Hydroponics suppliers, Landlords, Manufacturers, Marketing and Consulting firms, Smoke shops, Testing labs, Vaporizer manufacturers   

Why Do I Need Insurance?

The costs associated with a business insurance policy are small compared with the large risks that you’ll be protected against. Our insurance is a collection of protective insurance policies for any business owner to protect against some of the greatest risks in business. It can shield you from losses arising from property, employee, or customer claims.Your business is valuable; don’t let another day go by without shutting the door on risk.

Worried About the Cost?

Fact is, you can’t afford not to have coverage. Understandably, price is always a concern, but with a custom insurance policy from us, you get exactly what you need and nothing more. We will advise you, based on the business you're in and the risks you face and you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable. Talking to a local resource you can trust is the first priority.


DiNicola Insurance Services proudly serves on the Insurance Subcommittee for the California Cannabis Industry Association (CCIA).

As the industry's only state trade association, CCIA works everyday to ensure our burgeoning business sector is represented in a professional and coordinated way at the state level.

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