Employment Practices Liability Insurance

If You Have Employees, You Need It. 


Employment practices liability claims are one of the leading causes of lawsuits and government action against employers. Allegations of unfair treatment of employees span every aspect of personnel relations, from hiring and terminations to overtime pay. Even if the lawsuit is groundless, it will likely come with a hefty price-tag. 

What does an EPLI policy generally cover?

An Employment Practices Liability policy steps in where Directors & Officers and General Liability Insurance leave off.

It can pay for legal costs, settlements and damages associated with employment practices allegations. Coverage protects your company, your leadership and even employees.

Its guidelines usually encompass most claims of discrimination, harassment, wrongful termination and workplace misconduct that lead to emotional or physical distress. It also covers breach of contract issues.


Who Should Consider an EPLI Policy?

Three out of five employers will be sued by a prospective, current or former employee while they are in business. When companies are accused of employment practices violations they can face costly penalties and expensive defense fees. Even businesses that try hard to treat employees fairly can can be accused of wrongful practices.

EPLI can help mitigate these risks by providing the necessary resources to defend your company against a lawsuit or pay a claim. As costs for litigation and damage awards climb, experts predict that employment liability will only become more complex.

Here's How DiNicola Insurance Services Can Help

At DiNicola Insurance Services, we work with clients to structure an employment practices risk management program backed up by top-rated Employment Practices Liability Insurance (EPLI).

Your goodwill and your good record won’t completely shield you. Talk to a DiNicola Insurance Services advisor about protecting your company against employment practices liability claims.

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