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San Francisco Liquor Liability Insurance for Bars

San Francisco Liquor Liability Insurance for BarsSan Francisco Liquor Liability Insurance for Bars

We love our bar scene in San Francisco. In a study by Forbes, San Francisco was actually claimed No. 3 for America’s hard-drinking cities. Who could blame them with such established mixologists from revolutionary bars such as Bourbon & Branch, Wilson & Wilson, Trick Dog & The Alembic. Still, for any bar, plenty of things can go wrong when you are serving alcohol to thirsty crowds.

In most cases, bartenders normally stop serving visibly intoxicated patrons as good judgment, but they have little control if an inebriated patron decides to start a fight on their property and injures bystanders.

Alcohol consumption is commonplace in San Francisco. Whether you’re at AT&T Park watching the San Francisco Giants beat the Dodgers or meeting some friends at Jamber Wine Pub for a glass of wine, San Francisco has a robust culture of alcohol consumption.

Bar owners & management must protect themselves from exposures. To cover your San Francisco liquor liability risks, your bar must invest in coverage. San Francisco Liquor liability insurance is designed for businesses that sells, serves, manufactures or provides alcohol to patrons or guests under a state license.

Liquor Liability insurance may be offered as an addition, or endorsement, to a commercial liability insurance policy or as a separate, stand-alone policy. It can cover various risks and costs, depending on the coverage you choose, including:

  • Assault and battery liability
  • Bodily injury
  • Employee use liability
  • Legal defense costs
  • Mental, emotional, psychological damages
  • Property damage

San Francisco bars face a lot of risk. Many of the alcohol-related claims against San Francisco bars come from injuries during fights between patrons.

It’s crucial for bar and restaurant owners to be well informed and well covered to ensure they have an adequate level of San Francisco Bar insurance coverages. At DiNicola Insurance, we specialize in San Francisco Restaurant & Bar Insurance programs. For more information on our San Francisco Liquor Liability Insurance policies, give us a call at (855) 247-1912

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