Serving the Insurance Needs of the Wholesale Industry

As wholesalers and distributors, you have your own property to protect as well as the property of others, which is transported after a sale to the client. You face cargo theft as well as accidental losses of or damage to cargo in transit—both domestically and globally. There are also risks regarding property that has been purchased but not yet removed from the warehouse and complexities associated with multiple storage or work sites.

Delivery drivers need insurance, as do workers who load and unload goods. You should have forklift insurance, which is separate from other equipment and vehicle coverages. And with the rate of internal theft, or employee theft, a crime insurance policy is important. If you ship anything overseas, you definitely need the special consultation of an advisor who understands both ocean marine insurance for your cargo and global business insurance.

At DiNicola Insurance Services we perform a risk analysis for clients that goes beyond the basics. We offer business income from dependent properties coverage, product liability and product recall insurance, brands and labels coverage, inland marine for your movable or specialty property, operations and premises liability, and automatic changes in contents coverage limits based on seasonal fluctuations in inventory. After we assess your risk exposure, we may offer you more or different products based on your specific needs.

We also provide Liability insurance, Workers Compensation insurance, and Employee Benefits, such as life, health and disability policies, retirement plans and wellness programs.

We provide stability to a world in flux.

DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.