Commercial Property Owners

Serving the Insurance Needs of Commercial Property Owners

Over the last several years, the commercial property market has struggled, but your insurance program should remain consistent in terms of the coverage you require. At DiNicola Insurance Services, we understand the risks you face and the need you have to keep costs under control. In response, we find our clients solid, comprehensive insurance programs from top-rated carriers that protect your investment while keeping costs in line.

Our Commercial Property Insurance is appropriate for sites leased to retailers, manufacturers, warehouses, offices, and many other businesses throughout San Francisco and the surrounding areas. If your tenants use fuels, chemicals or other hazardous materials, we can find business property insurance that respects those higher risks. If you need extra security at your sites due to high-value items being stored there or at a  higher-risk location, we will work with you to identify the exposures you face and the methods you employ to address them. For those in the residential real estate or educational facility business, we have special policies that target your niche. We even provide insurance specifically intended for real estate investment groups such as REITs.

We offer Property Insurance and General Liability Insurance as well as Workers Compensation Insurance, Employment Practices Liability Insurance, and Directors and Officers Insurance.

Our other coverages include insurance for building contents, Business Interruption with Extra Expense, outdoor signs and property, sewer and drain backup, costs to return tenants who were displaced, Business Auto, stored property and more. Keep in mind that if you accept payments in person or in the mail you should have Employee Dishonesty Insurance. You might also need to cover valuable papers, money and securities, and cyber-related losses. We have products for all your needs.

As you may already know, insurance policies have stipulations regarding vacancy rates. If you are concerned about qualifying for insurance or losing your insurance because of vacancy or valuation problems, don’t worry. At DiNicola, we’ll talk to you about all of those issues, listen to your concerns, and review your property, risks and current coverage to offer you the best coverage choices possible.

We’ll do a complete analysis of your properties and exposures before making recommendations.

DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.