Business Auto Insurance

Serving Your Business Auto Insurance Needs

Whether your company owns a fleet of vehicles or none at all, you might still need business auto insurance. If your employees drive their own vehicles for your business, even if only occasionally, you could be held liable for damages or injuries they cause in the course of driving on business for you.

At DiNicola Insurance Services, we can advise you on which vehicles you need to insure under your business auto policy and how to deal with insurance for privately owned autos that are used in the course of duties by your employees. If you provide a company car or truck to an employee, you have special considerations having to do with their use of other automobiles and coverage for other drivers, such as family members who might borrow the keys to your business vehicle.

We offer a complete lineup of commercial auto insurance, including:

  • Bodily Injury & Property Damage Liability
  • Personal Injury/Medical
  • Comprehensive Coverage (for non-collision damage to your vehicle)
  • Collision
  • Hired/Rented Auto
  • Non-Owned Auto
  • Drive Other Car Coverage

We’ll help you evaluate your risks by reviewing drivers’ records and personal auto insurance coverage that may respond if they are in a business-related accident. We can also recommend safe-driving programs that can reduce your business auto risks.

No company vehicles? You could still need business auto insurance.

DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.