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Biggest SF Liability Insurance Risks in Food Manufacturing

Biggest SF Liability Insurance Risks in Food Manufacturing

Biggest SF Liability Insurance Risks in Food Manufacturing


One of the most dominant economic drivers of our society is the food industry. Understandably so, there are many exposures that are inherent to the food processing industry that must be addressed for not only a healthy workplace, but to maintain the health and well-being of consumers across the country.

Food processing companies are typically described as companies “engaged or involved in the processing and packaging of food, produce, and beverages.” This companies can include; bakeries, beverage manufacturers, cereal manufacturers, candy manufacturers, dairy products, breweries and more. Food processing companies range in size from small mom-and-pop bakeries that serve their customers directly to large multinational conglomerates. No matter the size however, all food manufacturing companies need the right amount of SF Liability Insurance protection to cover their business in the case of financial loss.

Equally important to having the right insurance protection is understanding the risks your food manufacturing business faces. For example, do your food processing operations rely on heat from ovens or dryers? How about electrical ignition? These factors, in addition to careless smoking, poor housekeeping, poor machinery maintenance, and exterior exposures are all risk factors for fire.

Workers Compensation issues are another business risk you face as a food processing company. Repetitive motion injuries are pretty likely in this industry. This is due to the inspection and packaging operations performed manually, especially in small-to-medium-sized businesses that may not have a high level of automation. For example, small bakers depend heavily on the manual manipulation of products during the production process that can lead to repetitive motion incidents.

The above mentioned factors are just some of the SF Liability Insurance Risks that you face at your Food Processing company. It’s important to keep in mind that you also face risks by way of business automobile claims, other workers compensation issues, and property loss. At DiNicola, we understand the unique risks your business faces; such as contaminated food insurance risks and more. To learn more about the products and services we offer for your industry, please contact us at (855) 247-1912.

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