Return to Work Programs

Improving Productivity and Workers Comp Costs with RTW Programs

When an employee is injured on the job or falls ill as a result of work-related duties, workers compensation insurance should be there to assist with any financial needs associated with the employee’s recovery and down time.

But what can an employer do to improve the employee’s recuperation, minimize lost workdays, and keep operations running smoothly at the company?

One proven method that achieves all three goals is a return to work program. Employees whose employers provide a Return-to-Work Program tend to follow medical protocols better, recover faster, keep higher morale, and return to their regular jobs faster than those without a return-to-work option. All of this translates to lower claims costs, lower experience modifications, and lower premiums.

We at DiNicola Insurance Services can assist your organization in establishing a Return-to-Work Program. These programs have a core principle: Bring employees back to work in some capacity as soon as their medical care provider agrees they are well enough to begin. Most often, workers return on light duty or shortened shifts that correspond to their state of recuperation. If an employee has been partially disabled, many companies will find a job that accommodates the impairment.

Under a return-to-work plan, an employee might learn a new skill or revive an old one. In some cases, a seasoned worker might take on a new role as a trainer or a mentor. In all cases, the employer makes it known that the employee is a valuable asset to the company whose presence is desired.

Reduce long-term absences and the costs associated with them.

DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.