Loss Control

Controlling Losses to Improve Risk Profile, Lower Premiums

Most companies carry some business insurance, but many don’t make the time to establish a loss-control plan. At DiNicola Insurance Services, our experienced professionals don’t just sell insurance. We also provide risk management services that can help you minimize losses.

We start with an exposure analysis to determine where your risks lie. We follow that with recommendations on disaster recovery plans that give your business a leg up on restoring operations after a catastrophe. We are also there for you to review contracts that have insurance requirements embedded in them. Our risk management advisors keep abreast of OSHA requirements as well as state and federal laws that affect your business and can recommend safety programs and other quality practices that reduce your risk exposure.

We work with top-rated insurers who support our clients in their loss-control efforts. Programs include training, safety reviews, informational bulletins and posters, online services, screenings, background checks, and benchmarking tools. There are programs for all types of businesses and all lines of insurance.

In the future, we expect to see expanded application of telematics in business autos, the use of social media as an interactive means to engage employees in loss control, and the broader availability of workers compensation claims managers and return-to-work programs.

Good loss-control programs keep premiums low.

DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.