Serving the Insurance Needs of the Food Manufacturing Industry
The food manufacturing industry is vulnerable to a myriad of exposures. Your personnel operate machinery that can inflict very serious, disabling wounds. Your business relies on the smooth functioning of expensive machines that could be damaged or break down, causing spoilage and cessation of production. And you carry broad third-party liability perils involving contamination, tampering, and food-borne illness. If you deliver your own products or your salespeople travel in the line of duty, you have even more layers of risk.
DiNicola Insurance Services offers a comprehensive suite of property and liability insurance policies to address all of these concerns and more, including Business Auto, Business Interruption, Crime, Employment Practices Liability, Equipment Breakdown, Food Borne Illness, Food Contamination, General Liability, Inland Marine, Umbrella/Excess, and Workers Compensation.
As specialists in this area, we offer additional enhancements specifically targeted to food manufacturers, including Consequential Loss; Off Premises Utility Interruption; Food Spoilage; Product Liability, including Product Recall Expense, Selling Price Clause; Coverage for Refrigerated Property on Premises or in Transit; and many other coverages.
What’s more, we recognize how critical food safety and risk management issues, wherever your operation is in the supply chain. We’ll help you identify and analyze areas of risk, set up loss prevention services, analyze and review product contamination exposures, and help you prepare for the effects of the Food Safety Modernization Act (FSMA), among other key mitigation strategies.
We also offer employee benefits—from life, health and disability insurance to retirement plans and wellness programs—that help you attract and keep the best staff.
We offer a comprehensive suite of business protection.
DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.