Retirement (401k)

Helping Employees Plan for the Future

A major retirement fund provider has recently run an ad campaign that interviews children about retirement. “How do get money for retirement?” it asks one child, who simply responds, “You save it.”

A large portion of the U.S. workforce isn’t following that advice. The reasons are often valid, but one thing that has been proven is that those who have money automatically deducted from their paychecks for retirement funds have a greater savings success rate.

An employer-sponsored retirement plan continues to rank high, and in some studies highest, on prospective hires’ list of criteria for job acceptance, and that is particularly important if your company wants to attract and keep the best and brightest talent. In a 2012 study, most young employees (Generation X, 55%, and Generation Y, 66%) said they are counting on employee benefit programs to help with financial protection plans. Employees are looking for quality, stability and matching funds when they consider enrolling in a 401(k) retirement plan, and they are seeking information and guidance from their employers.

The employee benefits specialists at DiNicola Insurance Services offer retirement plans from multiple providers that are trustworthy and ERISA compliant. Our 401(k) plans offer auto-enrollment, direct deposit, and employer matching, as well as online calculators and information about the plans.

Your workers want what our 401(k) retirement plans offer.

DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.