Food Contamination Insurance in the San Francisco Bay Area

Contaminated Food insurance: Dinicola Caters to Your Specific Needs with Specialized Services and a Low-Cost Policy.

Food contamination is a broad term that can encompass accidental contamination and malicious product tampering. It can affect restaurants and other food service establishments in the hospitality industry as well as food manufacturers, processors and distributors, among others.

Distinctions in the definition of “property” have allowed some food contamination claims to be covered under business property insurance or general liability insurance, but in many cases, losses stemming from adulterated or spoiled food are insured only under Food Contamination insurance.

Closely associated with food contamination coverage is food recall or product recall insurance, and often the two can be combined. Sometimes, especially in the food service industry, food contamination insurance will be bound with coverage for spoilage. At DiNicola Insurance Services, we develop a deep knowledge of our clients’ risks and recommend policies tailored to your needs.

Most important, the coverage we offer responds to a wide range of costs, often including among others:

  • Consulting fees
  • Forensic investigations
  • Inspections
  • Notifications
  • Crisis management
  • Lost income
  • Brand name restoration

These policies continue to evolve, so our advisors at DiNicola keep a close eye on market developments as well as regulatory and legal actions. Our services include a strong risk management component that integrates our knowledge with your business profile to create a risk and insurance program tailored to your specific needs.

Where your business insurance leaves off, food contamination insurance begins.

DiNicola Insurance Services provides commercial insurance, employee benefits, and risk management services in communities throughout the San Francisco Bay area, including San Mateo, San Jose, Alameda, and Marin County, California. To get started on a complete insurance program for your business needs, contact us by phone at 855.247.1912 or by email, or you can complete and send the form on this page.